Learning Center
Injury Claim Learning Center
Educational articles about personal injury claims, insurance processes, and common next steps. All content is general informational guidance only and does not constitute legal advice.
- Auto Accidents
Who pays medical bills after a car accident in Texas? PIP, MedPay, health insurance and liens
How personal injury protection, medical payments coverage, health insurance, the other driver's liability coverage and Texas hospital liens fit together after a car crash, explained with official sources as of October 2026.
7 min read - Auto Accidents
Texas minimum car insurance requirements: 30/60/25 liability, proof of insurance, PIP and UM/UIM
The minimum liability coverage Texas requires (30/60/25), the ways a driver can show proof of financial responsibility, the penalty for driving without it, and the written-rejection rule for PIP and uninsured motorist coverage, with official sources as of October 2026.
6 min read - Auto Accidents
The Texas 51% rule, explained: how proportionate responsibility works
What Texas Civil Practice and Remedies Code chapter 33 says about shared responsibility for an injury, who is assigned a percentage, how a percentage reduces or bars a recovery, and when a defendant is jointly liable, with percentage-only examples and official sources as of October 2026.
5 min read - Auto Accidents
How to read a Texas crash report (CR-3): codes and fields
What the sections and numbered codes on a Texas crash report (CR-3) mean, where TxDOT's official code sheet is, and how a report is corrected.
8 min read - Claims Process
How to look up your case in Harris County District Clerk records
How a party to a lawsuit filed in a Harris County district court can find the case on the District Clerk's website, what the free account allows, what is and is not public, and what copies cost, as of October 2026.
7 min read - Claims Process
How to get a crash report in Houston (HPD, Harris County, suburbs, TxDOT)
Where to buy or request a Houston-area crash report from HPD, the Harris County Sheriff and constables, METRO, Pasadena, Baytown, Pearland, Sugar Land and other suburbs, or TxDOT's CRIS portal, with official fees and wait times as of October 2026.
13 min read - Legal Guidance
Best wrongful death lawyer in Houston? How to choose one
For families in Houston, how to check a wrongful death lawyer yourself using official Texas sources, plus who Texas law lets bring the action, contingent-fee rules, questions to ask and solicitation red flags.
7 min read - Legal Guidance
Best workplace injury lawyer in Houston? How to choose one
How to check a Houston workplace or refinery injury lawyer yourself using official Texas sources, plus Texas workers' compensation and non-subscriber rules, fee rules, questions to ask and solicitation red flags.
8 min read - Legal Guidance
Best truck accident lawyer in Houston? How to choose one
How to check a Houston truck or 18-wheeler accident lawyer yourself using official sources, plus questions about federal trucking records, Texas contingent-fee rules and solicitation red flags.
7 min read - Legal Guidance
Best slip and fall lawyer in Houston? How to choose one
Check a Houston slip and fall lawyer yourself with official Texas sources, plus questions on the property, government notice rules, fees and barratry.
8 min read - Legal Guidance
Best Uber or Lyft accident lawyer in Houston? How to choose one
How to check a Houston rideshare accident lawyer yourself using official Texas sources, plus the Texas rideshare insurance rules to ask about, contingent-fee rules and solicitation red flags.
7 min read - Legal Guidance
Best pedestrian accident lawyer in Houston? How to choose one
Check a Houston pedestrian accident lawyer yourself with official Texas sources, plus questions on right-of-way, insurance, fees and barratry red flags.
7 min read - Legal Guidance
Best motorcycle accident lawyer in Houston? How to choose one
How to check a Houston motorcycle accident lawyer yourself using official Texas sources, plus questions about helmet law and shared responsibility, Texas contingent-fee rules and solicitation red flags.
7 min read - Legal Guidance
Best medical malpractice lawyer in Houston? How to choose one
Check a Houston medical malpractice lawyer yourself with official Texas sources, plus questions on Chapter 74 expert reports, deadlines, fees and barratry.
7 min read - Legal Guidance
Best dog bite lawyer in Houston? How to choose one
Check a Houston dog bite lawyer yourself with official Texas sources, plus questions on bite reports, dangerous dog rules, fees and barratry red flags.
7 min read - Legal Guidance
Best car accident lawyer in Houston? How to choose one
How to check a Houston car accident lawyer yourself, using official Texas sources, plus Texas contingent-fee rules, questions to ask, and solicitation red flags.
5 min read - Auto Accidents
How long does a car accident claim take in Texas? The stages and the deadlines set by law
The stages of a Texas car accident claim, from insurance claims to a lawsuit, and the specific deadlines that Texas statutes and court rules set at each stage, with official sources as of October 2026. Process only; no estimates of how long any claim takes.
7 min read - Auto Accidents
Hit by a car while walking in Houston: Texas pedestrian right-of-way rules and what to gather
What Texas law says about pedestrians and drivers at crosswalks, signals and driveways, how shared responsibility and insurance work after a pedestrian crash, and Houston resources for crash reports and crash data, with official sources as of October 2026.
8 min read - Auto Accidents
METRO bus accidents in Houston: police reports and claims
METRO Police crash reports, METRO's Notice of Claim form, and the Texas Tort Claims Act notice rule for governmental units, from official sources.
6 min read - Auto Accidents
Houston intersections with the most serious crashes (2021–2023)
A count of crashes that killed or seriously injured someone at Houston intersections from 2021 to 2023, from City of Houston Vision Zero data, with the method, the limits and a downloadable CSV.
6 min read - Auto Accidents
I-45 accidents in Houston: crash data by year (2018–2024)
City of Houston and NHTSA crash counts for I-45 by year, the share of serious crashes that were fatal, and its highest-ranked intersection.
7 min read - Auto Accidents
I-10 accidents in Houston: crash data by year (2018–2024)
City of Houston and NHTSA crash counts for I-10 (Katy and East Freeway) by year, the fatal share of serious crashes, and the county-wide picture.
7 min read - Auto Accidents
Houston's highest-injury roads: I-45, I-10, 610, Beltway 8, US-59/I-69 and Westheimer (crash data)
Official City of Houston and NHTSA crash data for I-45, I-10, the 610 Loop, Beltway 8, US-59/I-69 and Westheimer Road, with fatal and serious-injury crash counts by year, the method, and what the numbers can and cannot tell you.
10 min read - Know Your Rights
Dog bites in Houston: how to report a bite and what Texas law says
How to report a dog bite in Houston through BARC and 311, and what Texas law says about rabies quarantine and dangerous dogs, with official sources.
7 min read - Auto Accidents
Bicycle accidents in Houston: Texas rules for cyclists and drivers, and what to gather after a crash
What Texas law says about where cyclists ride, lights and brakes, passing, car doors and crosswalks, how shared responsibility and insurance work after a bicycle crash, and Houston resources for crash reports and crash data, with official sources as of October 2026.
8 min read - Auto Accidents
Beltway 8 accidents in Houston: crash data by year (2018–2024)
City of Houston and NHTSA crash counts for Beltway 8 by year, its six spots among Houston intersections with the most serious crashes, and the fatal share.
8 min read - Legal Guidance
How to find a personal injury lawyer in Houston
The main ways to find a personal injury lawyer in Houston, from the State Bar of Texas directory and State Bar referral services to advertising services, and how to check any lawyer yourself, with official sources as of October 2026.
8 min read - Claims Process
Property Damage Claims and Injury Claims in Texas
A plain-language guide to how a claim for damage to your vehicle and a claim for your injuries differ after a Texas crash, where each can be made, and how the two relate.
7 min read - Claims Process
Hospital and Medical Liens in Texas
A plain-language guide to the Texas hospital lien law, and to the repayment rights a health plan, Medicare or Medicaid can have when another person's conduct caused your injury.
9 min read - Insurance
Recorded Statements to Insurers in Texas
A plain-language guide to what the Texas Department of Insurance and Texas law say about talking with your own insurer and the other driver's insurer after a crash, and how to get a copy of your own statement in a lawsuit.
5 min read - Claims Process
Preserving Dashcam and Video Evidence After a Texas Crash
A plain-language guide to what Texas law says about preserving evidence, practical ways to keep your own crash video, and how to ask a Texas governmental body for video it holds.
7 min read - Insurance
Uninsured and underinsured motorist (UM/UIM) coverage in Texas
What Texas law says about uninsured and underinsured motorist coverage, the part of your own auto policy that can apply when the at-fault driver has no insurance or not enough, with official sources as of October 2026.
7 min read - Auto Accidents
Rideshare crashes in Texas: Uber and Lyft insurance periods
The Texas insurance rules for rideshare drivers, including the two coverage periods Insurance Code chapter 1954 sets, what a personal auto policy may exclude, and what a driver must disclose after a collision, as of October 2026.
9 min read - Insurance
Personal Injury Protection (PIP) in Texas
A plain-language guide to the Texas rules for personal injury protection, the part of your own auto policy that pays certain accident expenses regardless of who was at fault.
6 min read - Auto Accidents
Drunk-Driver Crashes and Dram Shop Claims in Texas
A plain-language guide to the Texas Alcoholic Beverage Code rules on claims against a person or business that sold or served alcohol to someone who later caused a crash.
6 min read - Claims Process
Getting Your Texas Crash Report
A plain-language guide to the Texas Peace Officer's Crash Report (CR-3), who may obtain one under Texas law, how TxDOT's online purchase system works, and how six city police departments handle requests.
8 min read - Auto Accidents
How Texas Law Shapes a Car Accident Claim
A plain-language overview of the Texas rules that affect what a car accident claim can recover, and why no online calculator can put a number on yours.
10 min read - Auto Accidents
Hit-and-run crashes in Texas, including Houston
What Texas law requires of every driver after a crash, how a hit-and-run is reported in Houston and Harris County, and how uninsured motorist coverage treats a crash where the other driver is never identified, as of October 2026.
8 min read - Auto Accidents
Crashes Involving a Texas Government Vehicle
A plain-language guide to the Texas Tort Claims Act rules that apply when a vehicle driven for a Texas city, county, school district or state agency is involved in a crash, including the notice deadline.
5 min read - Auto Accidents
What To Do After a Car Accident in Houston
Steps people commonly take after a collision on Houston roads, from the scene through insurance and medical care.
2 min read - Truck Accidents
Truck Accidents on Texas Highways
A plain-language guide to the federal motor carrier rules and the Texas trial rules that can apply after a crash with a commercial truck.
10 min read - Legal Process
How Long You Have To File an Injury Claim in Texas
Texas sets a deadline for most personal injury lawsuits. Here is a plain-language overview of that timeline and why people often act sooner.
2 min read - Auto Accidents
What To Do After a Car Accident
A step-by-step overview of common actions people take after being involved in a car accident.
2 min read - Know Your Rights
Can Undocumented Immigrants File an Injury Claim? Know Your Rights
What Texas law says about injury claims and workers' compensation for people without legal status, with official Texas sources.
5 min read - Claims Process
Medical Records in Injury Claims
Why medical documentation may be important when pursuing a personal injury claim.
1 min read - Know Your Rights
Injured and Undocumented? What You Need to Know Before Filing a Claim
If you were injured in Texas and are undocumented, here is what Texas law says about injury claims, workers' compensation and non-subscriber employers, with official sources.
7 min read - Legal Guidance
How Lawyer Matching Services Work
How lawyer matching services generally work, and how they help people find lawyers who may handle their type of case.
1 min read - General
Common Mistakes After an Accident
Mistakes that people sometimes make after being injured and how to avoid them.
1 min read - Insurance
Should You Talk to the Insurance Adjuster After an Accident
Understanding what to consider before speaking with insurance representatives after an injury.
1 min read - Legal Guidance
When Should You Hire a Personal Injury Lawyer
Common situations where people consider consulting with a personal injury attorney.
1 min read - Legal Guidance
What Is a Contingency Fee
An overview of how contingency fee arrangements commonly work in personal injury cases.
1 min read - Claims Process
What Evidence Helps Support an Injury Claim
Common types of evidence that may be relevant when pursuing a personal injury claim.
1 min read - Premises Liability
What To Do After a Slip and Fall
Steps people commonly take after a slip and fall injury on someone else's property.
1 min read